Assumptions

• Single family residence
• Loan-to-value ratio of 95% for Conventional and VA
• Sales Price of 200,000 and Loan Amount of 190,000 for Conventional and VA
• Loan-to-value ratio of 80% for Land Purchase
• Sales Price of 100,000 and Loan Amount of 80,000 for Land Purchase
• Loan Amount of 100,000 for Home Equity
• Rate lock period of 60 days on all products
• Borrower profile with excellent credit

***These assumptions are subject to change without notice. Rate, points and APR may be adjusted based on several factors including, but not limited to, loan amount, documentation type, loan type, occupancy type, property type, loan to value and your credit score. Your final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply.